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Selling my boat to a person and "carrying the paper" for the loan?
I am selling my boat to an individual and he would like to make payments to me instead if getting a loan. I already have a promissory note and a bill of sale. I was wondering if I keep the pink slip in my name and just give him the registration and the bill of sale? Do I add myself as a lien holder somehow on the pink slip. When you buy a car, you don't get the title till the loan is all paid off. I want to make sure the liability is transferred from me as the boat owner to him (the new owner) I will still be able to repossess the boat in case he misses a payment. Just curious and help would be much appreciated.
I own the boat outright and will have the individual list me as an additional insured on his policy. It is a Bayliner 245. If the boat is damaged, he will be liable for it as he will have a loan that he will need to pay off with me.
I have got to agree on this one. Why should you hold the note? Now even if you protect yourself and are listed as the lien holder, he could trash the boat while he has it so if he defaults AND you manage to find him to get the boat back (getting it back could be a big battle) the boat could be worthless. Best to let him get a loan and you get your money.
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MAKO WHITE CANVAS BOAT T TOP WITH OUTRIGGER HOLDERS US $2,970.00
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MAKO 002062 SUNBRELLA BOAT T TOP W OUTRIGGER HOLDERS US $2,720.00
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MAKO BLACK VINYL COVER BOAT T TOP w GOLD ROD HOLDERS US $2,220.00
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MAKO BOAT HARD TOP FRAME WITH GOLD ROD HOLDERS US $2,174.00
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MAKO 985IN BOAT T TOP WITH OUTRIGGER HOLDERS US $2,070.00
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